Best Travel Tips And Hacks One Must Know

Want to travel on a budget or just want to grab a good deal? Try these travel tips to save big on your next vacation.Where To GoInstead of hitting up all of the major attractions at your destination, check out these local resources for an educational, exciting and relaxing time for a smaller place.

Local Park Districts – Get into the local scene of your vacation destination with events like local concerts, ice rinks and zoos.

Cultural Events – From San Francisco’s Chinese New Year Parade to Pow Wows in New Mexico, cultural events are an easy way to see traditions you’ve never experienced before, wherever you go.

Smaller Historical Sites – See history reveal itself at smaller historical plantations, monuments and battlefields. They offer a similar experience for a fraction of the cost of larger sites.

Museums – There are museums around the world for every interest, so be sure to search for them on your next getaway for free or a small donation.

National Wildlife Refuges – Beautiful views and world-class recreation for a fraction less than national parks and monuments.

How To Catch Good Hotel DealsTravel during the off-season this way you will get good deals that will fall easily into your budget. You can also join reward programs for different hotels they can offer you great deals. Keep following your hotel on different social media platforms to keep a check on their deals and offers.Transportation Deals

Save The Date – Bear in mind that booking your flight for less-popular times or days of the week can usually save you money. Avoid travelling on Fridays and Sundays as these are the most expensive days.

Flying? Pack Light – The majority of airlines charge you to check baggage. The fees many not seem like a big deal, but they can build up and eat into a tight budget. The fewer bags you pack, the less it will cost.

Go Public – Public transportation is an inexpensive, efficient way to travel. Buying a weekly or 24-hour pass can save you big money if you’re staying for a couple of days or more.

Ride The Bus – Bus companies offer steep discounts getting you from city to city, some even as low as a few dollars. Go on their website 30 days before your trip for the best prices.

Renting A Car? – Price your car rental even after you make your reservation and make your reservation at a non-airport location to save. Many rental car companies will provide pick-up service to and from the airport.

How To Find The Best Commercial Real Estate Property

Miami is a well known tourist spot. There are lots of tourists who flocked together in this city to spend their vacation.Because of the beauty and appeal of the city, there are even some tourists who decide to permanently live in this city and put up their own business. These are just some of the reason why there are new businesses in the city. And because of this, there are plenty of properties in Miami commercial real estate that are available in order to cater the needs of those newly put up businesses. Most of these commercial properties are located in the busy area of the city where there is a great traffic. This is the reason why businesses here are reaching the peak of success.But because there are lots of Miami commercial real estate properties that are available it is very important to be well guided to achieve the peak of success and the profit that you are dreaming of. Here are some of the guidelines in picking the best commercial property that will cater your business needs.Because Miami commercial real estate properties will be the permanent residence of your business, it is very important to choose the perfect location. Although there are plenty of beautiful and appealing locations in the city, it is still important to choose the location where your target markets are. You have to ensure that the location is accessible to any forms of transportation so that people will be able to get easily get to your location.When choosing the right commercial property, you have to make sure that it is something that perfectly fit the operation of the business. You have to make sure that there is enough space so that employers as well as your customers are well accommodated. It is also important to have the proper division so that privacy will always remain. There are different types of commercial properties that are available you just have to specify your needs and wants and for sure you will find the right one.Of course when planning to buy a Miami commercial real estate property, it is always mandatory to have enough cash for this big investment. You have to make sure that you have enough cash to avoid using the budget for the operation. And if you think that you cannot afford to buy the Miami commercial real estate property now, you can always purchase fit later as you have enough savings.
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Is There An Effective Way For Your College To Improve Student Employment Success?

YES! In fact, there is a way for colleges to help 100% of their students and greatly improve their chances for employment success, at no additional cost to the college.

Although my statement may sound unrealistic, difficult and potentially expensive, improving your student employment performance rate does not have to be costly and can be quite easy to do. You can create a win-win for everyone.

The fact remains that there actually is a simple way to help all of your students get better prepared to compete for the best jobs in their fields of interest.

To do that, students must know:

- How the employment process works

- What their target employers want, need and expect from them

- How they can best satisfy the expectations of their target employers

To ensure that this happens, Career Services Professionals will need to:

- Reach

- Inform

- Teach

- Motivate

- Guide

- Coach

Of course, not every college

can devote the personnel, time, money and other resources

for the traditional methods

needed to effectively help large numbers of students

with their job search preparation activities.

However,

many Colleges have recently learned

about the no cost way

to better serve their students

and give them

a competitive edge in the job market.

These college leaders were concerned about student success in the job market and wanted their students to be more effective. They searched the internet and visited social networking sites to find out what people were talking about. They learned about a variety of systems, tools and materials like The Job Search Preparation System™. They came across articles and books like A Successful Senior Year Job Search Begins In The Freshman Year. College leaders like this don’t wait for approval, they go out on their own to seek out useful approaches that can help students find employment success. They follow these steps:

- Conduct Research

- Identify the Possibilities

- Evaluate the Alternatives

- Implement the Best Choices

- Critique the Results

- Make Adjustments

If you would like to reach and provide 100% of your students with the job search preparation information and tools they need to find success in the job market, start now. This approach simply requires you to shift your thinking and behavior to a way that cuts to the chase. Keep in mind that giant leaps forward seldom occur by trying to do the same old things better. A change to something different is usually necessary.

When nearly all of your seniors are finding a high degree of success in the job market (jobs with desirable employers in their fields of study, jobs that pay well enough for them to live independently and have career potential) you do not need a new approach. However, if that is not the case right now and you are open to a different approach, be aware that you can change direction and begin to create a level of student employment success that attracts the attention of more high potential students and their parents.

Common Misconceptions About Buying and Selling Real Estate

One of the tasks associated with my business is educating clients who have various misconceptions about real estate.

Most believe information a friend has provided them is accurate without investigating themselves.

Here then are some of the most common misconceptions about buying and selling real estate my customers have presented me…

Foreclosures are the best deal

Many who purchase real estate either for investment or as their primary home are under the impression that foreclosures are the best deals.

While there are certainly some very good deals when purchasing foreclosures, often times making an offer on a property not in foreclosure is a better deal.

If a home or property has been foreclosed on, there is a high probability that the owner neglected maintenance due in part to financial implications. When this is the case, the property may require a significant financial investment to return the property to a “livable” condition.

When purchasing a foreclosure it is highly recommended that a full and thorough inspection be made of the property to ensure everything works and all significant features of the property are in good condition.

Look first get a loan second

First time home buyers as well as those who have not purchased a home recently are often misled into believing they should look at homes before obtaining proper financing.

While this may have been somewhat true during the boom years, many sellers no longer entertain offers on their property that are not accompanied by a letter of approval from a lender.

In addition, when searching for a home it is imperative that your real estate agent know not only your wants and needs, but also the price range of which you can afford.

Think for a moment about looking at several homes before obtaining pre-approval. An agent shows you several and you fall in love with one that costs $250,000. You make a full purchase offer with an earnest money deposit of $2,500 which is accepted, the sellers agent takes the property off the market so no other offers can be received.

You contact your lender for approval, who responds that you are qualified for a loan up to $200,000.

Not only have you found out you’re not qualified to purchase this home, but it may also be difficult to get your earnest money deposit returned to you. This can be a significant disappointment to you during your search for a new home. In addition, you’ve wasted the time of all parties concerned including yourself.

Therefore, it is highly recommended before you start looking at homes, you get a pre-approval letter from your lender. At least then you know how much house you can actually afford to purchase.

I must see all properties in my price range before deciding

Many buyers believe looking at every available property for sale will give them more options before making an offer.

Unfortunately the truth is actually the reverse – Looking at many properties tends to blur one into the next. When buyers view too many properties, they tend to forget or blend one properties prominent feature with another.

Also, it takes quite a bit of time to view every single property on the market and may cause you to miss that special property that meets your needs by not making an offer before someone else.

A preferred method of deciding which properties to view is to make a list of your wants and needs, discuss them with your real estate agent and together prioritize them.

Your real estate agent will be able to print out the properties that best match your criteria and show these to you so you can make a quick, informed purchase offer.

Real estate agents make too much money

This misconception is quite interesting – It is often expressed mostly by sellers wanting to haggle over a commission amount.

Did you know that the real estate agent actually only receives a small amount of the total commission?

Here’s why…

First off there is the split with the office broker so now the real estate agent only gets half. But wait; there are two sides to every transaction so there is another split with the selling agent and their broker.

So actually, the listing real estate agent only gets ¼ of the total of commission out of which their bills must be paid such as advertising, signs, MLS fees etc.

While some agents do make a very good living, it is not because of the amount of commission but instead because they treat their clients well, are well educated and have good business sense and ethics.

Buyers have to pay a real estate agent

This misconception is quite common in today’s market. Many buyers believe when they work with a real estate agent, it will cost them money.

Actually, in many areas real estate agents work with buyers for free. The agents fee is paid by the seller when the property is sold and closed.

So buyers go ahead and call a real estate agent and ask them – it’s the best decision you will make prior to purchasing your next property.

Going directly to the listing agent will save money

Often, a buyer will want to go directly to the listing agent in the hopes of saving money by negotiating or asking them to lower their commission.

Lowering a commission however, helps the seller and hurts the agent and most agents are understandably unwilling to do so.

Many buyers are not experienced negotiators, and may not be aware of what items may be negotiable besides the price of the property.

Having your own buyer’s agent represent you helps when purchasing a property by having an experienced negotiator guide you on what items are negotiable, price and other ways to save you money.

Working with more than 1 agent is OK

This extremely common misconception is one of the most wasteful of all.

When working with an agent as your representative, it is vital that you work with just that one agent.

Most real estate agents such as me work very hard for their clients. Their expenses tend to be quite high just getting clients: website fees, administrative fees etc are just a few of the costs real estate agents incur in their business.

There are many acceptable reasons a real estate agent may be unavailable to show you a property: personal illness, prior engagement with another customer, family matter etc.

These are not reasons to contact another agent and ask them to show you properties.

However, there are also many unacceptable reasons agents may be unavailable: they went on vacation without letting their clients know or they failed to provide another agent as backup to assist their clients, perhaps the agent does not work the hours clients are available to view homes or perhaps the agent doesn’t work weekends or holidays and many others.

The latter two are unacceptable for the mere fact that most potential buyers work during the day and are only available to view homes after work hours and on weekends.

If your agent is unavailable for any unacceptable reason, rather than contact another agent to show you a few homes, perhaps instead you should be contacting an agent who will work for you when you need them.

Listing with a friend/relative will save me money

This misconception can be quite damaging to a relationship. First off, if the agent is a friend and have agreed to reduce their commission, are you certain they are still able to market your property correctly?

Also, an interesting issue that often arises when working with friends or relatives – if your property does not sell and you believe you are not being represented appropriately, will you be able to fire them and hire an agent who will?

Working with a friend or relative may place a strain on this relationship and I highly recommend you hire a competent 3rd party to represent you.

You can always ask your licensed friend to help you find an agent so they can receive a referral fee.

Summary

As you can see there are many misconceptions about buying and selling real estate, working with an agent as well as the procedures involved.

When you’re looking to purchase or sell a property, get as many facts and information from licensed sources. This will ensure you not only have accurate information, but also can make an educated decision on your next property purchase.

Copyright © 2001-110 PanamaCityRealtyGroup.com All rights Reserved.

29 Healthy Fit Tips

1. BETTER POSTURE – If you have rounded or hunched shoulders and want to improve your posture, here are two things you can do. Backward shoulder rolls and shoulder squeezes with short sustained holds can help strengthen you upper middle back and stretch your chest. Think of your chest as if it were the headlights of a car and always keep your head lights up. Avoid arching your back. You’ll soon walk straighter, stronger and be on your way to better posture for life.

2. METABOLISM – Exercise not only increases the metabolic rate for the duration of the activity, but also for many hours after completion. Studies have indicated that the resting metabolism is still elevated some 18 hours after the exercise period. That means you’re still burning calories long after you’re finished working out.

3. WEIGHT LOSS – “It’s hard to lose weight and keep it off”. How many times have you heard that? The recent release of information saying that we have a fat gene is very depressing. It would be so easy to believe the “doomed to be fat” editorials or the notion that there’s little that we can do about how much we weigh. But don’t you dare for a minute, buy into that kind of thinking. If you watch what you eat and stay active, how much you weigh will be “OK”. Think about it, there are people you know who have been successful at losing weight and keeping it off. Think positively.

4. FLAT ABS – Don’t get too hung up on having the perfect flat stomach. For some people, this goal may be impossible. Even if you are very thin, your internal organs may give a slight roundness in your abdominal region. The flatness of your stomach depends, in large part on your genetics. That is, whether or not your body tends to store fat around your midsection or elsewhere.

5. HEART – Exercise has been proven to protect the heart. A moderate amount of exercise increase HDL cholesterol. It also lowers blood pressure, makes you less likely to gain weight, increases insulin sensitivity in the muscles and lowers the risk of formatting blood clots. Fit individuals have a lower risk of heart disease.

6. BMR – Our Basal Metabolic Rate (BMR), which is the number of calories burned at rest, decreases with age. Researchers have realized that a person’s lean body mass is the key to compiling a definitive figure. The best way to maintain lean body mass is by including strength training to your workout regime. Without strength training, the BMR may drop by 100 calories per decade, starting at age 20, so build those muscles and burn more calories.

7. STRENGTH TRAINING – Is an excellent way to slow down the aging process, In fact, one researcher indicates that much of what we call aging, is nothing more than the accumulation of a lifetime of inactivity. For example, muscles shrink due to inactivity – a process we call atrophy and body fat increases as a result. Also linked with inactivity are risks of diabetes, hypertension and osteoporosis. By preserving muscle mass, we may prevent these problems from occurring.

8. SPOT REDUCING – It is a myth that abdominal exercises like sit ups burn fat deposits around the waist. The fact is, abdominal exercises can strengthen your abdominal muscles which in return help burn fat overall but it won’t selectively burn abdominal fat. You can’t spot reduce, which means to lose weight from specific regions of the body. However, this is not to say that doing abdominal exercises is a waste of time. When properly done, they strengthen and tone your abdominal muscles which are otherwise hard to exercise. Strong abdominals muscles provide better support for the back and may alleviate some back problems. The best way to lose fat is exercise combined with a low fat diet.

9. INFLEXIBILITY – in the quads can alter pelvic alignment, which in turn contributes to problems in the lower back. Lack of muscular coordination in this area increases risk of accidents and falls. Remember to include flexibility and coordination exercises when working out.

10. WOMEN – generally lose between 3 and 6% of their bone density annually just before and after menopause. Researchers estimate that in the women they studied, waling generally delayed osteoporosis by about 7 years and also conveyed cardiovascular benefits.

11. WOMEN & HEALTH – Women who exercise regularly experience as much as 60% reduction in the risk of breast cancer. Those who participated in at least 4 hours of exercise per week appeared to reap the greatest benefit.

12. WEIGHT TRAINING – Research has found that as women become stronger and fit with weights, they begin to spend time pursuing other physical activities, such as team sports like tennis or join a cycling group, all because their stronger.

13. HEALTH – Did you know that strokes are rare in women 25-44? Under age 45, only 10/100,000 women lose their lives to stroke or other brain disorders. After 45, however, the rate zooms to 65/100,000 and continues to increase with age. The best way to avoid stroke is to control your blood pressure by keeping weight and cholesterol in check through healthy eating and regular exercise.

14. AFRICAN AMERICAN WOMEN – More than 40% of African American women weigh more than 20% above their ideal body weight, which gives them a 90% greater chance of developing heart disease. This extra weight, combined with a lack of exercise, contributes to other conditions that weaken the heart and one’s overall health, including high blood pressure, diabetes, and high cholesterol. So get movin’!

15. WEAK MUSCLES – A recent study indicated that half of women age 65 cannot lift 10 pounds. Women have less muscle mass to begin with, and they start to lose muscle strength more rapidly after age 60. Often times they become so profoundly weak that they must be put into nursing homes because they are unable to perform their daily functions. So start pumping those weights.

16. EXERCISE DURATION – How much exercise is enough? Well, fitness experts say at least 60 minutes of moderate intensity activity a day. If you don’t have 60 straight minutes, break it up into 6, 10 minute workouts or 30 minute workouts 4 to 6 days a week.

17. MUSCLE MASS – More muscle creates a higher demand for energy. In order for muscles to maintain itself at rest and during exercise, you’ll need to eat more foods high in nutrients. How do we create this formula…resistance training builds strong muscles, and eating foods low in fat will help to prevent the loss of muscle mass.

18. TOTAL BODY – just like baking a pie, you need all the ingredients to have a beautiful and tasteful pie, same with your body, it’s not one without the other, taking care of your body means as a whole, mentally, physically and spiritually!

19. HEALTHY FOODS – Eating foods that are rich in antioxidants are better for your skin, cells and body. Think organic, non-chemical foods that are not loaded with toxins. Eat fewer calories

20. REST – Your body needs rest to repair itself. Also, a rested mind is a happy mind that can think more clearly and has more energy. Active minds are more likely to remain healthy.

21. LIVE LONGER – Be active and live longer! Physical activity is critical to longevity and independent living. Death rates in non-active people double the rate of those that live an active lifestyle…so keep moving!

22. ADVICE – Eighty percent of women rely on their friends for advice and support when trying to improve health habits. Eating healthier diets and increasing physical activity are the main ways that women attempt to improve their health and succeed.

23. WORKING OVERTIME – Women who work overtime consume more high fat, high sugar snacks and caffeinated beverages, smoke more, and get less exercise. People snack more when they work in hostile, high stress environments. Snacking at work is not necessarily bad if you choose healthy foods such as fruit, low-fat yogurt, or high-fiber crackers.

24. MAGNESIUM – Calcium and vitamin D get all the glory when it comes to promoting bone health. While they are the major nutritional players in bone metabolism, minerals such as iron and magnesium are also important. Good sources of magnesium include fruits vegetables and whole grains. You can also beef up magnesium intake by taking a good multivitamin that contains it.

25. METABOLICALLY FIT – Sixty percent of Americans are overweight, while 25 percent are obese. Many of these people exercise regularly, some vigorously, but are still overweight. A few extra pounds are okay if you are metabolically fit- as long as you exercise regularly. It’s best to be lean and active, but you get some health benefits from exercise no matter how much you weigh. It’s easier for a fat person to increase physical activity than to lose weight through diet alone.

26. VITMAMIN D – Skin doctors have been telling women for year to stay out of the sun and avoid tanning beds to avoid wrinkled skin and skin cancer. While the bronzed tan look is still popular, many women cover up or use protective sun lotions to protect their skin. Avoiding the sun’s rays completely is not a good idea. The body gets vitamin D largely from a reaction that requires sunlight. The vitamin is essential for building strong bones, preserving muscle strength, and preventing multiple sclerosis, diabetes, and cancer. It also helps regulate cell growth, immunity, and energy metabolism. Dermatologists (skin doctors) countered that people with vitamin D deficiencies can take supplements and should avoid excessive sun exposure.

27. STRESS – Stress can literally give people gray hairs and cause cells to age and die faster than normal. Cells can only reproduce a limited number of times. Stress shortens that interval, which makes it more difficult to repair injured cells and fight disease. University of California, San Francisco found greater cell damage in women who were under high levels of stress compared to women who weren’t. Stressed women had cells that were judged 10 years older than the cells of unstressed women of the same age. The scientists speculated that free radicals- destructive chemicals produced normally during metabolism- were responsible for stress-related cell aging. Try to reduce the stress in your life- you might live longer.

28. WHOLE GRAINS – Eating more high grain foods contributes to weight loss and prevents disease. New FDA food guidelines recommend five to ten servings of grain products- at least three of which should be from whole grains. They also urged people to eat fewer servings of refined grain products. Whole grain foods must contain all three layers of the grain- the endosperm, the bran and the germ. Read the label carefully when shopping for these foods. Dark bread does not necessarily contain whole grains.

29. DARIY FOODS – Most women know the importance of calcium intake for building and maintaining strong bones. Dairy foods, such as milk and cheese, are the best sources for calcium. Dairy foods may also help fight fat. Iranian scientists found that men and women who consumed the most dairy products are 80% less likely to be obese and have a lower body mass index. Try to consume three servings per day of non-fat dairy foods.

The Power of an Affiliate Internet Marketing Tip

Affiliate marketing is a now common method in marketing wherein a business employs one or more affiliates that will be doing the marketing of their product on their behalf. The affiliates are paid by the number of customers that they coerced to visit the business’s website. If you’re thinking on cashing in on this highly lucrative industry then you would need all the help you can get because there are bound to be a lot of competitors in this field, so an affiliate internet marketing tip or two will give you the upper hand, or at least level the playing field.

One affiliate internet marketing tip, actually it is something that can be applied to other businesses as well, is to be extremely patient. You can’t expect to create vast amounts of money after just a few days of doing affiliate marketing. It takes time for your business endeavor to prosper, so be patient and don’t get too frustrated if you find that you’re not making money in the first few weeks.

Here’s another great tip, stick to what you know. You might be tempted at first to try and market something because of the high profit possibilities. But how will you effectively market something if you haven’t got the faintest clue as to what it is? It’s best that you market a product that is in your niche so that you’ll be able to give your own personal take on it. People are more easily persuaded when they hear it from someone who knows what they’re talking about.

When making content for your website, it is a good idea to make it rich in useful information. People will generally visit your website again and again if you provide them with good quality information that is related to the product you are marketing. Articles are a great way you can give useful information to your client base, just try your best and not stuff too many keywords into one article.

And another thing, you need to keep your website and its contents up to date. People will visit your website regularly if they find that there are new things to see every week or so. If your prospective customers find that you haven’t published a new article in the past few weeks then they would stop visiting your site and go visit one that has newer content.

Remember, you’re trying to sell the products or services to human beings not to search engines, so even if you do SEO to get your website’s page ranking up, if your content is not up to par then people will not stay there very long to actually want to try out the product. Give your customers what they need, information, not articles that are mostly keywords.

One cannot underestimate the usefulness of an affiliate internet marketing tip; you need to arm yourself with lots of tips if you want to survive, and most likely succeed in the highly productive world of affiliate marketing.